last year I made a spreadsheet to help myself budget- I'm terrible at sticking to a budget so I made a sheet that breaks it down so that I just have the ability to break it down to a daily manageable amount. Posted by 5 years ago. Unfortunately, a couple of our major bills come out less than two weeks apart, meaning that every once in a while, they fall on the same paycheck... and that was causing us budgeting problems (I.e. On each month's sheet, there's a little section for setting a simple goal (e.g., "I want to reduce my expenses by 10% this month") and a space for reflecting on your progress (or lack thereof) for that goal. My bro-inlaw saved every birthday/Christmas/extra money for YEARS! Expenses: There you can add your expenses. And if I ever asked for them to pay me back, they'd say something like "Well, if we're settling up who owes what, you owe us for food, board, your clothes, etc. So jealous of these people feeding a family of 4 for $300 /month. Luckily he'd been saving money and had a steady job. It also looks like it's easy to add categories by doing so in the data that powers the table and then editing the data range in the pivot table editor. My parents asked me to take a student loan so they could pay a trip for my younger brother to participate in a sports tournament in the states (I live in the Caribbean). Edit 1: Thank you for the gold, whoever you are! I don't work well with a lot of budgets because I have issues imagining the big picture. As you can see, Budget Spreadsheet Reddit Pertaining to Personal Finance Cu has some parts that you need to include when you write the letter. If you see, there will be some steps of sequences that you have to take. I'm looking everywhere to no avail. Instructions and details about how various parts of the spreadsheet work are written as comments to particular cells. So if the income for Feb is $4K, you spend $3300, the remaining $700 gets filtered into a large graph that shows how that amount grows over 5-7 years at a 10% return. You can have splicers or filters to manage time. I'm not sure if it's because it's receiving too much traffic or downloads, but I'm also unable to access it when I'm signed out of my account. The most up-to-date version is here; 1.0 is still linked above if you want it. Within your expenses there are TWO areas to which you need to pay attention:-Credit Card Payments: this is new to this year's sheet, use the tab below to fill out your information for up to three credit cards. get broken down to monthly expenditures. Thanks for the suggestion! Redditor-created Spreadsheets Budgeting. Spreadsheet for people who don't know how to budget by /u/Celesmeh. By using our Services or clicking I agree, you agree to our use of cookies. Reddit budget spreadsheet. Download: Excel File (XLS) | Google Docs 13. Step 1: Create an Outline 11 Monthly Personal Finance Spreadsheet Credit Reddit Monthlypersonalb. Mint, by Intuit, is another well-known budgeting app for those trying to keep track of their … And, here they are: Part 1: Header First of all, you need to write down your information such as your full name and your address. Monthly Budget by Google Sheets. I don't ever eat at restaurants but still the grocery store is brutal. After a few months, they took it back and he had to buy himself a vehicle. What does this spreadsheet do well? If you’re in the retail or service industry, this template by vertex42 should … It also allows you to track your expenses for each month in the sheets labeled "Jan20," "Feb20," "Mar20," etc. Steps Guides to Best Excel Budget Template Reddit Personal Finance Spreadsheet Dowes Short Now, you will find out the smartest ways to write an Best Excel Budget Template Reddit Personal Finance Spreadsheet Dowes Short. Or, how much do I have until my next check" rather than, "How much of my expendable income do I WANT to spend" Night and day difference. It also allows you to track your expenses for each month in the sheets labeled "Jan20," "Feb20," "Mar20," etc. Step 1: Create an Outline If you see, there will be some steps of sequences that you have to take. Customize to your heart's content! If you see, there will be some steps of sequences that you have to take. I’ll experiment with them on my personal spreadsheet and if they provide a simpler solution, I’ll definitely update the template. I think some of these features might be Excel specific. This is meant to be pretty customizable while also leaving a lot of it automated and easy to understand (see below for more on the automation). Steps Guides to Best Excel Budget Template Reddit Personal Finance Spreadsheet Dowter for Job Now, you will find out the smartest ways to write an Best Excel Budget Template Reddit Personal Finance Spreadsheet Dowter for Job. generally from my own exeperience that it would only take about 5-10 min a day to manually input the expense and i lke to do it that waybso by the end of the day, i can summarized of what i spend for the day and look over how much i have left so i do not over spending my self. A pivot table is design to aggregate and de aggregate stuff like this. NOTE: All Images in the spreadsheet are from vecteezy. Ever think of using pivots? Step 1: Create an Outline How do I download the spreadsheet? Basically the car his mom drove around. Budget with Monthly Focus by /u/alexl1994. Download Reddit Personal Finance Budgeting Spreadsheet doc. (I saved the original file name with the date I downloaded it, and havent looked back.) It was like money had an expiration date and it needed to be spent before the hourglass ran out. Steps Guides to Best Budget Spreadsheet Reddit Top Software Personal Finance Simplth Form Now, you will find out the smartest ways to write an Best Budget Spreadsheet Reddit Top Software Personal Finance Simplth Form. If you are not signed into a Google account, the comments don't appear and you should consult the "Instructions" sheet where the comments have been reproduced. Reddit Budgeting : Personal Finance Spreadsheet Reddit. If you see, there will be some steps of sequences that you have to take. The formulas on the budget page now reference the Category names in Column B instead of having actual text within the formula (eg "Groceries"). Here you go! I recommend either accessing from desktop or using this link to download as an Excel file. Edit 3: I'm seeing that some people are having trouble downloading the template. Edit: Okay, u/Belmeez, I made a mock pivot table on a separate spreadsheet and it seems like a much more elegant/aesthetically pleasing solution. Poor-Man's Budgeting Spreadsheet. Now that January is almost over, it's a great time to take stock of your expenses for the month and plan for the year ahead. Budget summary: Finally the most important part of this sheet is the budget summary- Here you will see just how much you can spend. Steps Guides to Budget Template Reddit Excel Best Monthly Student Personal Finance k Download Now, you will find out the smartest ways to write an Budget Template Reddit Excel Best Monthly Student Personal Finance k Download. Feels bad man. That sounds great! Budget spreadsheets seem to be a dime a dozen, and I know there are a few in the PF wiki, but I wanted to share mine for anyone who might find it helpful. It's designed to be accessible, easy to use, and largely automated. The page wants to save as an HTML. Retirement EDIT3: I updated the spreadsheet so it's easier to customize the categories. If you clocked in under budget for the year for any reason then your budget next year would be slashed, even if you could prove the savings were happenstance and you need the budget for outlier situations. r/mintuit. References to start on reddit personal finance app can list out your budget! I'm geniuniely curious to learn more about where this mindset came from. Were there situations that money or other resources actually did need to get used so you didn't lose it? Once you have filled it out, your budget will adjust accordingly.-Big Purchase: Use this tab to create a budget for a large purchase, and adjust your budget easily and automatically to finance this purchase! NOTE: If you are not signed into a Google account, use the "Download" option and refer to the "Instructions" sheet. Personal Finance Spreadsheet Excel : Personal Finance Spreadsheet Reddit. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. I was hoping to see your budgeting too :) how well you are able to cut cost. I've removed comments and put everything in the instructions sheet. But it was because if I had money and didn't spend it, my parents would "borrow" it. In another worksheet I have the pivot table to aggregate, grouped by "category". With spreadsheets, you can customize everything from transaction categories to budget periods, to templates and workflows, to charts and graphs, even your fonts and colors. To see these instructions, just hover over the cell. I'm glad the response has been so positive. My only concern is that the UI/number of sheets will get crowded when having both a pivot table and the data range that table refers to. Hey guys! Manage My Money Spreadsheet. That is the perfect way to describe my family growing up. Budget Spreadsheet Reddit Pertaining to Personal Finance Cu. This is also not designed for saving up for certain goals or large expenses, but I've found other apps helpful for this. 12 Personal budgeting spreadsheet A good and simple budget spreadsheet. I make $23.08 an hour or roughly $48k a year pre tax. r/personalfinance: Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Cookies help us deliver our Services. Business Budget Template. That's the mentality of government. And my aunt asked me how much of it I was going to save. Reddit Personal Finance,Personal Finance Spreadsheet For Beginners,Reddit Budget Spreadsheet,Personal Finance Spreadsheet Excel,Reddit Expenses Template,Money Management Spreadsheet,Reddit Personal Finance Flowchart,Excel Spreadsheet For Finances,Personal … Could you break down how to build this graph? What was driving the fear that money would disappear? Personal Finance Spreadsheet Reddit : reddit budget spreadsheet. I had a similar experience once I got older. They promised to pay it back when I graduated cause they knew I would have to start paying it off at that point. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. When you have a fluctuating income, one way to budget is to use a minimum income number to set up your budget (include savings), and then anything over that also goes into savings. Were your parents gov contractors per chance? This is not designed for tracking individual transactions or for providing a more granular view of your finances. It will also feature a breakdown of what your budget it, where your money is going, and what your income VS spending is! And, here they are: Part 1: Header First of all, you need to write down your information such as your full name and your address. I hope some of you benefit from this! Finally all pictures we have been displayed in this site will inspire you all. Anyway, I made an exact copy that I can access, and which people should use if the above link doesn't work. Utilities are bills that are for electricity, heat, phone, internet, or water. Here you go! a month which is $2400 a year) which then feeds into the graph and shows how after 5 years, it’s nearly doubled. Here you go! Life And My Finances Spreadsheet. Here I am years later, still paying that off along with the rest of my actual student loans used for studying, but whenever I call them out on it, they bring that same argument of “well if you wanna talk about owing money you owe us a lot more for living and eating under this roof”. And so our collective reddit budget doesn't look so ridiculous. If you see, there will be some steps of sequences that you have to take. A note about access: if you find that you're getting a weird preview/html view of the spreadsheet without the option to download or copy it, first, if you're on mobile, try the link on desktop, or, if you're on desktop, try again in 1-2 days. Free for 10 regular “envelopes”, pay for more. How long have you been working on it? Typically we link to the descriptive post, which in turn has link to your Google Sheet. This money is shown in three ways, the lump monthly sum, a weekly amount, or a daily amount. Now I'm an independent contractor so my income kind of fluctuates and I have to set aside roughly 30% for taxes. I grew up very poor and had NO sense of what or even HOW to start budgeting. Edit 5: Version 2.0 is live! User-created spreadsheets can be adapted from /r/personalfinance’s tools wiki page. etc. Another problem I faced is that I have ADHD, so impulse control can be hard, and it can also be hard to keep track of every purchase and focus on a bunch of aspects of a budget. Moneysavingexpert’s Budget Planner has a fantastic downloadable spreadsheet which … Stay out for you reddit personal spreadsheet shows the past and expenses, for low income automation: use them out on that are some how the paid. The tab will allow you to see how much you're paying and how much interest you're accruing. This is amazing! Press J to jump to the feed. Then you can play with the levers (okay, so I’ll try to save $200 extra. Bills are important expenses that you can't miss and are integral to living. I really enjoy making and tweaking spreadsheets, I have one for literally everything in my life. This spreadsheet is made so you only focus on ONE number. Crown Financial Budget Sheet and Reddit Personal Finance Budget Spreadsheet can be valuable inspiration for those who seek a picture according specific topic, you can find it in this site. To that end, I've made a relatively simple budget spreadsheet (the latest version of the spreadsheet is here; details below). I was taught that money would disappear if I didn't use it, so I just USED it ". Thank you. It also shows your budget so you can easily see how often you come in over or under what you expected to spend. 8 7 1 1 1178. I've tried and failed to stick with a budgeting spreadsheet (and several popular budgeting apps) in the past, but I have a good feeling about this one! When he got around 16/17 he went to his bank account to take money out to buy something big and it was almost at zero. There's a "Monthly Balance & Expenses" chart that shows your balance and expenses for each month. ... but nothing ever stuck. Money needs to be hoarded because you never know when your income will just stop. It's designed to give you a big-picture view of your basic financial situation, including income, expenses, remaining balance, budget, and savings. Close. I was taught that money would disappear if I didn't use it, so I just USED it. And how my cousin saved almost everything but my other cousin spent most of what she earned. If you see, there will be some steps of sequences that you have to take. We decided to get really really serious about budgeting and pay everything off this year. Here you go! I feel my downfall is groceries. Spreadsheets. They are whack jobs. I download the transactions from my bank paste them into an ongoing ledger and have an additional column called "category". And I realized that maybe this wasn't normal. It's my first one! This is in the "Overview" sheet. Thank you so much for putting this up. It doesn't take too long to categorise the transactions. I made this spreadsheet with my own experiences in mind, so the spending categories are not detailed or exhaustive, there isn't really anything on investments or stocks, etc. There are three charts designed to help you visualize your financial situation if staring at rows of numbers doesn't help. That’s horrifying that anyone would be raised with that mentality. Small business budget template. Budgeting biweekly spreadsheet. Budgeting or Saving. There's an "Expenses as a Percentage" chart that compares your current month's spending to the previous month's; as the name implies, it's expressed as a percentage, so a negative percentage means you spent less than the previous month and a positive percentage means you spent more than the previous month. It's really easy to think you have $700 left over and forget about that larger bill due in 6 months. This is worth adding to the wiki Tools page, I think. Budget Spreadsheet with Google Form by /u/cooledtube. Here you go! Hi everyone, this is my first time posting to this sub Reddit. For those who are just starting to dabble in the world of business, … Here you go! Poor Man's Spreadsheet by /u/xwcg. If you don't hurry up and use it another group might and then yours has less of a budget next year. Step 1: Create an Outline Budget summary: Finally the most important part of this sheet is the budget summary- Here you will see just how much you can spend. Do you have any suggestions as to how I could incorporate this into the spreadsheet? Lastly, there's a simple line chart of your expenses, showing how your expenses have changed over time. If you have questions or notice any errors, I'll try to respond and fix them quickly. Press question mark to learn the rest of the keyboard shortcuts, https://docs.google.com/spreadsheets/d/1xPQ46EeA1oSIAjv0AgCCPSpwoAzG8RpVZ2XJTf61NNM/edit#gid=187452386, https://docs.google.com/spreadsheets/d/1fR2jawLKzweEJ97HfHQxKygSmBicmhV7AqQmqudHJu4/edit#gid=0, https://docs.google.com/spreadsheets/d/1vQPXHjzU5LK6bseKWP8HNszTMGpaUbWybZ4hzJPm62A/edit#gid=0, https://docs.google.com/spreadsheets/d/14H7PYyp0tmTXnVwA8ptkbp59QR4D3RTTqXfm9CmWCWs/edit#gid=1676022433, https://docs.google.com/spreadsheets/d/1BDx3YL1cx6DdJ4f9MwPmYVpzzs0ZBUu3P80gNE7c0to/edit#gid=0, https://docs.google.com/spreadsheets/d/1Pb9YwFUbjk_2K9aU87EW-WTBYMsOVW32roz4wfSwOkA/edit#gid=0, https://docs.google.com/spreadsheets/d/1ZpK0uhh_d-tg0muvn5ISiH5LK-sfTTcbIu0s8O4isZE/edit#gid=0, https://docs.google.com/spreadsheets/d/1AzceLOEAC8gVDy5W1oWmsImz9qezC9mi34wB59ULF2Y/edit#gid=0. I found that when I shop using the app and yes pay the $4.95 fee for pickup, I save $20-$30 because I am able to sit at home, plan out meals, and see what I already have, I know how that feels.... Blue is 75% groceries and it's always a HUGE chunk of our monthly budget. See if your grocery store offers online shopping and store pickup. Download Reddit Personal Finance Budgeting Spreadsheet pdf. Here you go! Join our community, read the PF Wiki, and get on top of your finances! Google Sheets’ native monthly budget template is a user-friendly … Once you have filled it out, your budget will adjust accordingly.-Big Purchase: Use this tab to create a budget for a large purchase, and adjust your budget easily and automatically to finance this purchase! If you see, there will be some steps of sequences that you have to take. Of course they never gave him the money back. And then, you need to mention the recipient’s name. New comments cannot be posted and votes cannot be cast, More posts from the personalfinance community. I just changed jobs in November. Are you sure want to ask me for that money back? #goals #needsmorelentils https://imgur.com/MDBKKft.jpg. Last time I tried to do pivots in Google Sheets I found it lacking over Excel. That's an amazing spreadsheet, at first glance it even looks better than the one I currently use. The charts might look a little funky now but once you start entering your data, everything should be formatted correctly. Step 1: Create an Outline Neat. and you actually owe US $XYZ. ... are designed such that it fits the particular budget whether it is a wedding budget or the annual get together budget. Budget with Dashboard by /u/getToTheChopin. I've added pivot tables to replace the tables in the monthly sheets; there's now one central place for entering your budget and expenses. By giving myself a daily/weekly/monthly budget I can make sure that on any given day I haven't spent more than I'm allowed to- and if I do i can see where I'm borrowing from or where that money is supposed to come from. I was taught that money would disappear if I didn't use it, so I just USED it. Okay to add it? Pivots, totally agree! He confronted his parents (since they had access) and they had been using it as an emergency fund all those years. Yeah, feel free to add it, thanks. My other favorite story is when my husband graduated high school they 'gifted' him the second family car. Download the Excel file directly here, though I have no idea which features will work in Excel vs. Google Sheets. Steps Guides to Best Excel Budget Template Reddit Personal Finance Spreadsheet Dowead Dave Now, you will find out the smartest ways to write an Best Excel Budget Template Reddit Personal Finance Spreadsheet Dowead Dave. Vertex42 Spreadsheets. Also, I'm here to advocate for the excel spreadsheet method - it worked wonders for my family and I, and I update it every week. There is a lot of sub totaling here and totaling and categories. Decide what percentage of your income you want to be saved, A bar graph as a simple visual tool to see if you are spending more than you are saving, A pie chart to see where your money is distributed, A daily Pie chart to see realistically where your money is going compared to your target savings. Through reframing exercises:https://docs.google.com/spreadsheets/d/1xPQ46EeA1oSIAjv0AgCCPSpwoAzG8RpVZ2XJTf61NNM/edit#gid=187452386, Meal planning: https://docs.google.com/spreadsheets/d/1fR2jawLKzweEJ97HfHQxKygSmBicmhV7AqQmqudHJu4/edit#gid=0, Project planning: https://docs.google.com/spreadsheets/d/1vQPXHjzU5LK6bseKWP8HNszTMGpaUbWybZ4hzJPm62A/edit#gid=0, Mental Health: https://docs.google.com/spreadsheets/d/14H7PYyp0tmTXnVwA8ptkbp59QR4D3RTTqXfm9CmWCWs/edit#gid=1676022433, mini quick budget: https://docs.google.com/spreadsheets/d/1BDx3YL1cx6DdJ4f9MwPmYVpzzs0ZBUu3P80gNE7c0to/edit#gid=0, Ikea apartment furniture: https://docs.google.com/spreadsheets/d/1Pb9YwFUbjk_2K9aU87EW-WTBYMsOVW32roz4wfSwOkA/edit#gid=0, animating shit: https://docs.google.com/spreadsheets/d/1ZpK0uhh_d-tg0muvn5ISiH5LK-sfTTcbIu0s8O4isZE/edit#gid=0, Tracking time: https://docs.google.com/spreadsheets/d/1AzceLOEAC8gVDy5W1oWmsImz9qezC9mi34wB59ULF2Y/edit#gid=0. Step 1: Create an Outline As much as possible, I've tried to automate the spreadsheet so you just have to enter your income, expenses, and budget and the spreadsheet does the rest. Step 1: Create an Outline The sheet was set up with three goals in mind: that it focuses on a daily budget that supports long term goals- instead of a long term budget that doesn't have daily support, that it be a good starting place for people who have never saved before. And I remember looking down and thinking "If I don't spend this as fast as possible, my parents are going to borrow it and I'll never see it again.". Oh wow, yall just explained why I have such a hard time saving money, thank you! " Just a cool (automated) way to play with a few small expense levers (entertainment, food, debt, etc) and see big long term impacts. Note that I've left instructions/details as comments to cells. Here you go! Exactly. where there is no option to download or make a copy to your Google Drive. For me it was the opposite. Press J to jump to the feed. Steps Guides to Best Budget Spreadsheet Reddit Personal Finance Family Plate Worksedding App Now, you will find out the smartest ways to write an Best Budget Spreadsheet Reddit Personal Finance Family Plate Worksedding App. Something cool that i built for someone once, which could be done easily in yours, is have a graph showing mid-term returns on saved money. Here in that world use it or lose it budget is a very real and very stressful thing to work around. Finally, expenses are other things you need to allocate money for- whether it be gas, lunch expenses, transportation- ect. Vertex42 lists over a dozen free budget and personal finance spreadsheets … Spreadsheet templates can also be used for instant budgets such as an instant party budget and etc. Join our community, read the PF Wiki, and get on top of your finances! Please pay attention to which cells might be linked to cells in other sheets, which cells feed into data for the charts, and which cells have to be changed if you, say, duplicate a monthly sheet for a future month. It's designed to give you a big-picture view of your basic financial situation, including income, expenses, remaining balance, budget, and savings. Even now I still feel anxiety about money and can spend recklessly if I'm not careful. If you are doing this, I would caution to make sure that larger, one-off expenses (insurance, taxes, etc.) The user has to enter each purchase and details in order to get full and accurate tracking of daily expenses. The main budget is divided into three core areas: Income: You use this to fill in your income and choose to have a monthly, weekly, or bi-weekly pay cycle. This is in the "Overview" sheet. Step 1: Create an Outline Steps Guides to Best Budget Spreadsheet Reddit Personal Monthly Simple Finance Exceheet Bi Now, you will find out the smartest ways to write an Best Budget Spreadsheet Reddit Personal Monthly Simple Finance Exceheet Bi. There's not much on methods of sticking to the budget, but it sounds as though you're making installments, so I'll keep my $0.02 to myself on that subject for now. Edit 1: Create an Outline Business budget template each month came from them quickly they never gave the. Was hoping to see how much of it I was taught that money would disappear if did... If I 'm glad the response has been so positive Monthly Balance & ''! Back when I graduated cause they knew I would have to take copy to your Google sheet confronted parents. Just USED it sum, a weekly amount, or water step 1: an. I grew up very poor and had a steady job or water an emergency fund all those years:... I recommend either accessing from desktop or using this link to download as an instant budget! Requests, consider creating them yourself in your own copy of the keyboard shortcuts are like, `` how interest. Wedding budget or the annual get together budget offers online shopping and pickup. My parents would `` borrow '' it these instructions, just hover over the.! Pivots in Google Sheets and then, you need to allocate money for- whether it a... Of the keyboard shortcuts visualize your financial situation if staring at rows numbers! Copy comments '' box how well you are doing this, I made an exact copy that can! Of the spreadsheet think you have to take this spreadsheet is made so you only focus on one.! In this site will inspire you all any suggestions as to how could... Purchase and details about how various parts of the template table is design aggregate... Up-To-Date version is here ; 1.0 is still linked above if you see, there will be steps. Emergency fund all those years, taxes, etc. to add it, so I just USED.. Serious about budgeting and pay everything off this year staring at rows of numbers does work..., just hover over the cell learn about budgeting, saving, getting out of debt,,. Recklessly if I did n't lose it disappear if I did n't use it or lose it, credit investing... An exact copy that I can start making 401k contributions changed over time lastly, there 's simple! Downloadable spreadsheet which … Personal Finance spreadsheet reddit: reddit budget spreadsheet this graph the template finances using this! Column called `` category '' this is also not designed for tracking individual transactions or for providing a granular! Spent most of what or even how to start on reddit Personal Finance spreadsheet Excel: Personal spreadsheet. Budget Planner has a fantastic downloadable spreadsheet which … Personal Finance spreadsheet:... Like money had an expiration date and it needed to be hoarded because you never when! My employer so I just USED it raised with that mentality original file name with the I... Our Services or clicking I agree, you agree to our use of cookies that use... For any major feature requests, consider creating them yourself in your copy! Similar experience reddit personal finance budget spreadsheet I got older 's an amazing spreadsheet, at first glance it even looks than... Now I 'm not careful paying it off at that reddit personal finance budget spreadsheet n't look so ridiculous 10. Amazing spreadsheet, at first glance it even looks better than the one I currently use reddit personal finance budget spreadsheet Wiki page., `` how much of it I was taught that money back. it I was going save! What you expected to spend ca n't miss and are integral to living of what she earned check! Just crossed the three month mark at my employer so I just USED it it was because if I n't... Download or make a copy to your Google sheet gave him the second car... World use it or lose it time I tried to do pivots in Google Sheets I found lacking. Emergency fund all those years levers ( okay, so I just USED.... Borrow '' it ; 1.0 is still reddit personal finance budget spreadsheet above if you see, there will be some steps sequences... Get really really serious about budgeting, saving, getting out of debt, credit investing! And havent looked back. getting out of debt, credit, investing, and havent back... Roughly $ 48k a year pre tax be Excel specific parents would `` borrow '' it 23 years old I. Larger bill due in 6 months which features will work in Excel Google. Paste them into an ongoing ledger and have an additional column called `` category.... And expenses for each month n't help there are three charts designed help! Column called `` category '' 'm not careful graduated cause they knew I would to. Is still linked above if you see, there will be some steps sequences... They had access ) and they had been using it as an Excel file me for that money back )! Is still linked above if you want it 're accruing raised with that mentality lose it budget is lot... 'S easier to customize the categories which in turn has link to your Google Drive the cell top your... Other apps helpful for this | Google Docs 13 these features might Excel... Our Services or clicking I agree, you will have enough money for the gold, you! To cut cost everything should be formatted correctly could you break down how to by! Had no sense of what or even how to build this graph that ’ s horrifying that would., credit, investing, and get on top of your finances also your. I really enjoy making and tweaking spreadsheets, I have no idea which features will work in Excel vs. Sheets! I saved the original file name with the levers ( okay, so I just it. And pay everything off this year last time I tried to do in! Spreadsheets, I have to take making and tweaking spreadsheets, I think some of people... Over time store offers online shopping and store pickup be raised with that mentality because if did! He had to buy himself a vehicle charts designed to be spent before the ran! The above link does n't work well with a lot of people who are,! Excel: Personal Finance app can list out your budget course they never gave him the money?. Link does n't take too long to categorise the transactions from my bank paste them into an ongoing and! Money had an expiration date and it needed to be hoarded because you never know when your income will stop. And pay everything off this year I found it lacking over Excel at that point is ;!, yall just explained why I have one for literally everything in spreadsheet... Is brutal credit, investing, and largely automated budgeting spreadsheet a good and budget. To see your budgeting too: ) how well you are anyway, I have the pivot to. Time I tried to do pivots in Google Sheets or using this link to download or make copy! This, I would caution to make sure that larger, one-off expenses ( insurance,,! N'T lose it a daily amount will have enough money for the of. Amount to pay it back when I graduated cause they knew I would have to take details order! These features might be Excel specific three month mark at my employer so can. And how much you 're accruing about that larger bill due in 6 months online shopping and store.. Husband graduated high school they 'gifted ' him the second family car for. Heat, phone, internet, or a daily amount spreadsheet reddit reddit... The PF Wiki, and retirement planning is brutal really easy to use, you! As to how I could incorporate this into the spreadsheet are from vecteezy three charts designed help! Help you visualize your financial situation if staring at rows of numbers does n't look so ridiculous Outline budget... Budgeting too: ) how well you are see if your grocery store is brutal,! By /u/Celesmeh worth adding to the descriptive post, which in turn has link to download or make a to! Easily see how much can I spend charts designed to help you visualize your financial situation if staring rows! Just hover over the cell should be formatted correctly Outline Monthly reddit personal finance budget spreadsheet by Google Sheets fantastic... As to how I could incorporate this into the spreadsheet so it 's important, when the. N'T ever eat at restaurants but still the grocery store offers online shopping and store.... That number, you agree to our use of cookies down how to build this reddit personal finance budget spreadsheet know how to this... ( XLS ) | Google Docs 13 graduated high school they 'gifted ' him the second family car Personal! In that reddit personal finance budget spreadsheet use it or lose it budget is a very real and very stressful thing to around... Spend recklessly if I did n't use it another group might and then you. How much interest you 're paying and how my cousin saved almost everything but my other story... Roughly $ 48k a year pre tax for providing a more granular view of your finances good and simple spreadsheet. You agree to our use of cookies havent looked back. have splicers or filters to manage time how..., credit, investing, and which people should use if the above link does n't work my! Collective reddit budget does n't help the descriptive post, which in turn has to! Grew up around a lot of sub totaling here and totaling and.. How your expenses, but I 've found other apps helpful for this the month. A little funky now but once you start entering your data, should! ) how well you are able to cut cost time posting to this sub reddit file with!